Case Studies - Buy-to-Let Mortgages
Quickly estimate your potential loan amount and monthly interest payments with our easy-to-use Interest-Only Buy-To-Let Mortgage Calculator.
Email the results to yourself or your client to keep a digital record.
Interest-Only Buy-To-Let Mortgage Calculator
Residential Buy-to-Let Calculator
Latest Case Studies
Case ScenariosCase Studies - Buy-to-Let Mortgages
A first-time landlord requires careful assessment
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Case Studies - Buy-to-Let MortgagesCase Studies - Refinance
Addressing how a shortfall would be covered for a BTL investment
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Case Studies - Buy-to-Let Mortgages
Going through the details for a challenging BTL investment
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Helping a Client Recover from Mortgage Arrears on a Buy-to-Let Property
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Case Studies - Buy-to-Let Mortgages
Helping a first time landlord with a multi unit freehold property purchase
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Case Studies - Buy-to-Let Mortgages
Helping a landlord with tenants in situ cover an existing charge
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Case Studies - Buy-to-Let Mortgages
Internal teamwork for a complicated deal with multiple properties
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Case Studies - Buy-to-Let Mortgages
Overcoming Adverse Credit Issues for a Complicated Refinance Deal
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Case Studies - Buy-to-Let Mortgages
Providing a way forward for a BTL investor with missed payments
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Case StudiesCase Studies - Buy-to-Let Mortgages
Returning offshore borrower looking to overcome tight BTL deadlines, with speed and security
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Specialist finance options for planning permission difficulties
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The tools at our disposal to help with LTV limits and tricky business plans
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Speak to one of our underwriters or BDMs on the phone, via chat or email about your case, however complex it might be. We will try our best to say yes to you, instead of finding a reason to say no.
Chat to our Buy-To-Let Team:
Email: info@mfsbtl.com
Phone: +44 (0)20 7060 5678
Chat to our Business Development Managers:
Email: brokers@mfsuk.com
Phone: +44 (0)20 7060 1234
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Video: How to use this calculator?
Watch this video to see how you can use this calculator to its best abilities. We show you a case scenario and guide you through an example. Watch this video now.
Interest-Only Buy-To-Let Mortgage Calculator Guide
What is an interest-only buy-to-let mortgage calculator?
An interest-only buy-to-let mortgage calculator can be used to estimate the entire amount of your buy-to-let mortgage. It makes it possible to include all relevant property values and the total you want to borrow. The buy-to-let costs calculator provides you with a quote that determines:
- The total amount you can borrow
- The sum you need to repay
- If we can provide you with a buy-to-let finance
The total and the rate of your BTL mortgage can change, depending on certain elements. The interest-only buy-to-let mortgage calculator gives you the opportunity to set your financial limits, so we are able to tailor our buy-to-let mortgage offer specifically to your unique situation.
How do I use the buy-to-let costs calculator?
Fill in your information in the relevant fields below to calculate an initial quote of the full loan and monthly interest you need to repay.
It is very easy and fast to use our interest-only buy-to-let mortgage calculator – just complete the following instructions:
- Add the details on the property and applicant to find out the appropriate tier for you.
- Add the estimated market value of the property
- Add the rental income (if any).
- Add the term of the mortgage that you would like to borrow the money for.
- Add the total of money you would like to borrow in pounds or choose the maximum loan to decide how much we can lend.
These information will determine which product is suitable for you and the terms of the loans that you are eligible for.
Below you find a list of terms and definitions to make it easier for you to use our buy-to-let mortgage calculator.
How does it work?
The buy-to-let costs calculator will forecast the percentage of Loan-To-Value (LTV) you need to obtain and the net mortgage amount, which is the total sum you will receive, along with any lender’s fee.
The quote will also show you the monthly interest payments. This will give you an insight into how much you will either repay on a monthly basis or at the end of your term. You will also see the gross amount, which is the total sum you need to pay back, as well as the rates that apply to your BTL mortgage.
It is important to note:
These values given by our interest-only buy-to-let mortgage calculator are an estimate of what you might pay. The accurate cost of your buy-to-let mortgage will be based on the product you choose. Please get in contact with our team to talk about your situation, regardless of how unique and complex it might be.
Terms & phrases: buy-to-let calculator explained
- BTL: Buy-to-let
- Deferred Interest: The percentage of the fixed-rate interest that you would like to delay paying until the end of the term. For example: if you defer 1% of interest, the fixed-rate reduces by 1% to create the pay rate, which will drive the monthly interest payment.
- Gross Loan Amount: This number shows the amount you will need to pay back. It is determined by adding the net loan amount, any fees and the interest. This figure will alter depending on the length of your term and if the interest is rolled up or paid on monthly basis.
- Monthly Interest Payment: This is the interest paid monthly. The amount will be based on how much you borrowed and the overall risk of providing the mortgage to you. The monthly interest can be paid back on a monthly basis or when the term ends.
- Monthly Rent: The amount (or predicted amount) that you will receive from the tenant of the property.
- Net Loan Amount: This number serves as the amount you will get and is to be paid back in full when your term comes to an end.
- Product Fee: This is a fixed rate added onto the loan for the reserving of funds and administration costs charged to the company.
- Rolled Up Interest: This is the sum of months you would like to delay paying interest. Example: If your term is 24 months and you wish to delay payment for six months, you won’t pay anything until the sixth month.
- Term: The total of months you will have the money for.
- Tier: The Tier is the product level that you are suitable for and will give you the standard rates applicable.