Bridging Loan Rates

Variable Bridging Loan Rates

(Version 11/2024-1)

Note: The monthly rate mentioned is the Coupon Rate only. Current BoE Base Rate (4.75% PA) will be added.
The bridging loan interest rates are therefore calculated each month as follows: Total monthly rate = Current BoE Base Rate (4.75%) / 12 (0.42%) + Coupon Rate as shown in the table.
All bridging loan rates are indicative and subject to be re-priced based upon individual circumstances. Maximum Loan-To-Value is based on 180 day Value (Open Market Value will be considered on a case-by-base basis).
No admin fees. Commitment fee refunded on draw-down.

Fixed Bridging Loan Rates

(Version 11/2024-1)

Note: All rates are indicative and subject to be re-priced based upon individual circumstances.
Maximum Loan-To-Value is based on 180 day Value (Open Market Value will be considered on a case-by-base basis).
No admin fees. Commitment fee refunded on draw-down.

Tracker Bridge Fusion Rates

(Version 11/2024-1)

Note: 1st charge only. All rates are indicative and subject to be re-priced based upon individual circumstances.
Maximum Loan-To-Value is based on 180 day Value (Open Market Value will be considered on a case-by-base basis).
No admin fees. Commitment fee refunded on draw-down.
ERC: Nil from month 21. After 6 months, 25% overpayment is allowed ERC free.
Term: 12 months extension available at Market Financial Solutions’ discretion, subject to checks and 1% arrangement fee.

Product Comparison

(Version 11/2024-1)

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Market Financial Solutions Bridging Loan Interest Rates

We update our bridging loan rates on an ongoing, live basis. This means what you see on this page is the absolute latest information available. As is the case across all of our business, clarity remains paramount – for both us and our underlying clients.

The bridging loan interest rates we have on offer will be varied by a range of factors. A borrower’s specific circumstances will be amongst the most important elements in determining what bridging loan rates are issued. This can include a borrower’s financial background, whether they’re based overseas, and if there are any CCJs against them.

The type of property being invested into will also have an impact on rates. We offer loans for a broad range of property types, but each will be assessed on a case-by-case basis. A loan for a residential, one-bedroom apartment will likely have a much different rate to a large commercial logistics hub. How the property investment will be utilised down the line will also affect the bridging loan rate. Before the issuing of any loan, Market Financial Solutions thoroughly ensures there is a solid exit strategy in place.

As is the case with any lender, our bridge loan rates are also subject to the wider economic climate. Chiefly, this concerns decisions made by the Bank of the England on the base rate. Where we are forced to raise our rates, we go out of our way to let our brokers know asap. Additionally, all of our marketing materials will be updated to reflect the changes.

To ensure our brokers and underlying clients receive the fairest bridging loan interest rates, along with unparalleled service, all of our deals are assigned to a designated underwriter. Our underwriters go out of their way to provide the best possible deal. This includes doing all the heavy lifting. They’ll chase paperwork; liaise with lawyers and valuers; and analyse the wider market. This is all done to make sure we understand the full picture and limit your outgoings wherever possible.

With this dedication in place, we can fix our bridging loan rates securely so you can invest with confidence. Once the terms are agreed, we’ll never go back on a deal. When we say yes, we mean it. To see what rates we can offer you, give us a call and we’ll be happy to help you.