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Loan amount:
£150k – £10m

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Maximum LTV:
75%

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Term length:
Max. 10 years

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Property location:
England & Wales

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Charge:
1st charge

SPV Buy-to-Let Mortgage

Our SPV Buy-to-Let mortgage supports property investors looking to expand their rental portfolios.

Latest Case Studies

SPV Mortgages for Buy-to-Let Property

We can support SPVs with up to 4 directors, who together own at least 75% of the special purpose entity. Just as is the case with all our Buy-to-Let mortgage variations, we assess your application on individual merits.

We’ll consider your background and that of your business setup when reviewing your enquiry or application. What’s more, we’re able to adapt to any business complications that may arise. Overseas income, credit impairment, or offshore trusts etc. will not hinder your claim.

5 simple steps away from your SPV mortgage

short-term buy-to-let mortgage

Step 1: Loan Enquiry & Indicative Terms

Special Purpose Vehicle mortgage applications start in the same way as all our specialist products do. You’ll need to send through an initial enquiry over the phone, via email, or online. One of our dedicated underwriters will contact you within 4 hours to attain a few details on your background and investment. We’ll then be able to provide an indicative tier, rate and loan size.

interest only buy-to-let mortgage

Step 2: Underwrite & Issue DIP

Like what you see? We require a small number of docs to finalise the underwrite. We then issue ‘credit approved terms’ in the form of a Decision in Principle (DIP), verified by our Credit Committee to ensure a yes means yes.

  • DIP issued usually less than 24 hours

interest only buy-to-let mortgage

Step 3: Valuation

Once you sign the DIP, and have paid the initial fees, we can get the property (or properties) valued. Your assigned underwriter will organise this for you. They’ll work with our internal panel of valuers to agree the best terms and timescales for your case. This valuation will verify the details on which we base the DIP on. Usually, we instruct all of this within 24 hours of the fees being cleared.

short-term mortgage for buy-to-let

Step 4: Legal Documentation

Using only legal experts we know and trust, we’ll then instruct the solicitors involved to commence their due diligence. Throughout the process, we’ll keep you in the loop. And we’ll move to wrap up the legal steps as quickly as possible.

interest only buy-to-let mortgage

Step 5: Loan Drawn Down

Once everything comes together in the final stages, we’ll deliver the funding. This could be with you as early as a week from your initial enquiry. You will then be able to take the capital and put it to its intended use.

SPV Buy-To-Let Mortgage –

All you need to know:

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